Hello, April

 

 

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Another month I go over my budget… surprise, surprise!

I love Mint.com, it helps me stay grounded, but if I go over my personal budget even when I track it regularly, how do people live without a budget?! Oh yes, they must be rich.

I can be very good one week, bring my home cooked meal to work, deprive myself of shopping and only do happy hour specials… but then there’s one day that I feel like I can rule the world and I decide instant gratification is the way to go, so I indulge in tasty meals over $8 and splurge in this cute summer dress I can’t even wear because hey, it’s still winter. March didn’t get the memo, I hope April does.

So yeah, today I say hello to a new month, with a blank economic canvas waiting to be filled with overpriced purchases of everyday necessities… life in New York City.

Here’s to April, may it finally bring Spring to us!

 

* photo and image edit by Cristina Nogueras

On buying houses and other things I am not ready for…

I keep saying I’m poor. I know this is an exaggeration, true poverty implies the absence of many things that I am truly blessed to have. That being clear, I need to coin a new phrase for my financial state.

Anyways, last night I was watching House Hunters for the first time. For those of you who do not know, House Hunters is a TV show from HGTV in which people are looking to buy houses, rent apartments or anything along those lines. Let me tell you, I know nothing about real estate.

I’ve been really lucky with finding my past three living arrangements (in New York City and in Hoboken). Well, lucky minus the fact that one of those places flooded. I’ve been happy with my first choices during the hunting process and I’ve been lucky to have everything approved when needed. I obviously rent my place. I am in no way ready or even capable of purchasing a home.

While watching House Hunters, instead of feeling inspired like my roommate did, I felt a wave of panic cursing through my body. How do people have thousands and thousands of dollars just laying around ready to be invested into a property? Oh yeah, I guess it’s called saving and making good life decisions. Well, I’m sorry that I’m too busy trying to pay off my student loans and trying to make it in New York City.

Conclusion, if I’m purchasing any property soon, it will be a plastic house for my future puppy… and even that is a far stretch.